It's important to note that while plans are in motion, any …

It's important to note that while plans are in motion, any delay or change in policy can affect timelines. Political, technical, and public acceptance issues could alter this forecast. For the most accurate and up-to-date information, one would typically follow real-time news sources or official communications from the respective countries' central banks. Always consider that the implementation of a CBDC involves intricate details like privacy, infrastructure, legal frameworks, and public trust which can extend timelines.