it’s been over 10 years and nobody can come up with 1 thing…

Pre-signed contracts for customers to buy off a competitive market where data is filled by all involved parties, goes on Bitcoin & legally executed.

Example; lawyer creates real estate template/contract, pre-sign it & sell it on Bitcoin for $.

that’s a usecase for bitcoin the ledger, not the coin

You need it to create scripts on the ledger.

can you elaborate?

Any output that is asking miners to be part of validating a signature or script must pay for the privelege in Bitcoin. Forward conditions can create on-chain contracts. 0 Return outputs don't have a signature and must be validated in the application layer

The most efficient payment method. Tiny transaction costs, cross-border and instant, regardless of amount. Immediately spendable is the key. No need to wait.

Any other cases you brought up on your threads would be more costly than spending the UTXO.

Using the ledger allows for a more efficient settlement but paying with the token for goods and services isn’t more efficient than paying with fiat.

Besides, it’s not always about what is cheapest. Most people opt for convenience over price tag.

How will you pay an individual in a country any amount, for a low fee instantly? This is a narrow-minded view. This is not possible w/ fiat - it takes days. And inb4 the point of being able to wait, not folks in 2nd/3rd rate countries.

Additionally, the credit cards and banking give the illusion of convenience. Are actually horrible/costly - the merchants don't actually get paid until days maybe even weeks later. Imagine people getting paid and can instantly spend to anyone in the world.

Did you ever have to pay someone overseas? I do regularly, doesn’t take days.

Within Europe it’s instant. I can even send euros and have whatever the recipients national currency is arrive at his account. The world has evolved bro.

Right and bitcoin is soooo convenient in functioning as a currency that every merchant that accepted it the past 10 years instantly converted it to fiat.

People can already get paid and spend it instantly without volatility, additional tax systems etc.

Euros are a subset of the global economy. America is still behind the times. Some of Asia too and definitely South America/Africa. We haven't tapped in the potential of those people to earn/spend. Bitcoin enables this better than any human invention before

There is no "illusion"
They ARE convenient, otherwise they wouldn't have displaced all other payment methods. They cost merchants dear so there is an OPPORTUNITY to build a better system. Wanna try?
Try to live without them to see their convenience

lol dream on bro, these people want to earn and spend MONEY and bitcoin is not money to anybody and never will be, it’ll only be used as a backend for money aka fiat

For the consumer, yes.

For the merchant, implementation/maintenance costs are in the tens of thousands and they are fearful of chargebacks and when payments fail. Also they increase their prices to offset the high fees so that consumers pay more.

lol accepting credit/debit cards (online or offline) does not have tens of thousands in maintenance and implementation cost for the merchant, have you ever ran a business?

Accepting bitcoin on the other hand does increase cost + complexity significantly.

So, there is a cost offset by convenience, so what?
It is the best cost/benefit globally available option for merchants right now.
Try to convince a merchant to dump credit/debit cards and you will see.

For the large retailers it does. I've implemented credit cards several times for them, also PCI compliance is a pain.

For small businesses it could take much less cost to implement.

It doesn’t matter, the cost to implement and maintain accepting bitcoin are far greater, not even considering the additional risks merchants have by accepting it with regards to taxes, regulatory compliance, volatility etc. And for who? 100 people?

If it costs that much, why do they spend this money? Wouldn't it be because they will increase revenues by offering a conveninet mean of payment to their customers while benefiting from automated reconciliation? :)
How is increasing revenues inconvenient?