For Buying: - Starter homes in less expensive areas (often …

For Buying:
- Starter homes in less expensive areas (often requiring long commutes)
- Condominiums or townhouses (lower entry point than single-family homes)
- Tiny homes (where zoning allows)
- Fixer-uppers (requiring renovation skills/funds)
- Manufactured/mobile homes
- Co-buying with friends or family members
- Rent-to-own programs
- FHA loans (lower down payments, 3.5%)
- First-time homebuyer programs
- VA loans (for veterans)
- USDA loans (for rural areas)