at this moment I have $0 in debt

I can respect that, but I love debt. Especially with how insanely low interest rates have been past decade or so. I think it's just a tool for people to understand and use properly. Unfortunately, most people don't know how and get themselves in trouble

A lot of people think debt is bad.

But there is good debt and bad debt.

Good debt is like having a mortgage on a home and renting it out for profit.

Want some of mine? I have extra.

Congrats! Debt free is the way to be.

I made a 25k € loan to open my first business, I repaid it in two years, I never made another loan again.

I have 0 as well 😂

How much in surplus you can send this way so I can be like you?

Amazing! I hope to get there some day