Maybe I'm starting to understand what you want, but I'd lik…
Maybe I'm starting to understand what you want, but I'd like to point out that there's also the word "Digital" next to "Cash," so there's always some sort of application that allows the use of currency... Which medium is "P2P enough" to satisfy your question? ElectrumSV, Handcash, SPV Wallet???
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Thank you, just would you kindly elaborate, would love to know more about what you are expressing, difficult to respond at the moment.
Particularly difficult given the tech referenced is merely overlay apps, not the tech itself, all relatively fresh and evolving.
Please elaborate and thanks
I looked into the three you named, @res, properly, and I think they make my point better than I could.
ElectrumSV? It went dormant for about two years. It's only now being revived, renamed ElectrumSVP, and it's Linux-only, still in beta, test use only. A flagship BSV wallet had to be brought back from the dead in 2026 as a beta. That's not me saying it, that's its own developers.
"SPV Wallet"? Here's the interesting bit. Its own builders say it's only "often called" an SPV wallet, and that whether it truly does SPV the way the white paper describes is still an open question. The new version is literally named for the hope of one day becoming a "true SPV wallet." Their words: the P2P architecture is something they hope to shift to "in the future." So a proper SPV wallet doesn't quite exist yet. It's aspirational.
And HandCash, by its own positioning, has leaned into games and apps.
So look at what your three examples actually are: one resurrected-from-dormant beta, one that its own makers admit isn't a true SPV wallet yet, and one that drifted toward games. That's not me being unfair. That's the state of the wallets, today, from their own mouths.
So my question stands, and I think it's now sharper: where's the finished, working, everyday wallet a stranger uses to take it as cash? Because the three you offered are a beta, a hope, and a games app.
Build thinkers, not followers.