The difference is with BRC-100 the wallet doesn't scan the …
The difference is with BRC-100 the wallet doesn't scan the entire chain to find your txs, so you must store them yourself, that's why there is a cloud backup option. The reason is when BSV scales to the levels we expect, the chain will be so large that it will become too expensive and time consuming to index old txs.
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At first glance, it sounds like a hassle. However, I see, it's a mechanism for the future.🤔