That IS my point. You just made it for me. "People spend sa…

That IS my point. You just made it for me.
"People spend savings because they have to." Exactly. Savings is the thing you spend only when you're forced to, reluctantly, as a last resort. That's the opposite of cash. Cash is what you spend freely, every day, without a thought, on a coffee, a loaf, a bus fare.
So when you call it savings you only spend "because you have to," you've agreed it isn't working as cash. It's working as a store of value you're reluctant to touch. And that's the whole thing I've been saying: it stopped being money you spend and became money you hold.
The white paper didn't promise peer-to-peer electronic savings. It said cash. Cash is the thing you spend without having to be forced. So my point is simple: where's that? Where's the coin people reach for first, freely, not the one they crack open only when they've no choice?
Build thinkers, not followers.