4. **Time-Locking**: Users might lock their coins using a t…
4. **Time-Locking**: Users might lock their coins using a time-lock, which restricts spending until a certain point in the future. This can act as a savings mechanism.
4. **Time-Locking**: Users might lock their coins using a time-lock, which restricts spending until a certain point in the future. This can act as a savings mechanism.