"Logical fallacy" is easy to shout, @Bren, harder to show. …

"Logical fallacy" is easy to shout, @Bren, harder to show. So genuinely, name it. Which fallacy, and which exact step in what I said does it apply to? Because I'll happily withdraw a point that's actually broken, if you can point to the break.
But let me save you the trouble on the website one, since I think that's what you mean. I didn't argue "I've never heard of it, therefore it's no good." That would be a fallacy, fair enough. What I argued is different: cash utility doesn't live at a URL a normal person has to be shown. If you have to be handed a map to find where the money works, that tells you it isn't yet where ordinary people already are. That's an observation, with a reason. Not a fallacy. Disagree with the reason if you like, but name the actual flaw.
And on SVP being "more advanced than I observed", that's not me underrating it. That's its own developers. Their words: it's in beta, Linux-only, test use only, and they hope it will one day become a true SPV wallet. I didn't lower the bar. They told us where the bar is.
So I'm not expecting everything instantly. I never said that. I'm asking one calm question, and "fallacy" isn't an answer to it: where's the finished thing a stranger uses to take it as cash?
Build thinkers, not followers.