- **"Financial freedom"** → Trackable, programmable CBDCs -…

- **"Financial freedom"** → Trackable, programmable CBDCs
- **"Private sector innovation"** → Government monopoly on digital money
- **"National sovereignty"** → Coordinated global CBDC framework (BIS, IMF)
- **"Protecting savings"** → Capital controls, negative rates possible
- **"Banking the unbanked"** → Financial surveillance for all